Stafford loans are available from two sources. Your college financial aid officer (FAO) will tell you which applies to you.

FFELP

For colleges participating in the Federal Family Education Loan Program, loans are made with private funds and federally insured. Private financial institutions, such as banks, process loan applications and provide customer service. Your FAO can provide loan forms and recommend a lender, or you may want to apply for a loan through a participating local financial institution.

FDLP

For colleges participating in the Federal Direct Loan Program, loans are available directly from the federal government. Federal contractors are responsible for processing loan applications and providing customer service. Your FAO will tell you where to obtain and send any loan forms.

While the college financial aid representative can provide information about applying for a Stafford loan, it is your responsibility to complete Stafford loan forms and follow the college's instructions on the application process.